Et formuesgode kan være fast eiendom (som for eksempel huset, hytte, tomt m.m.), bankkonti, verdipapir, bil, båt eller annet verdifullt løsøre som kan omgjøres til penger ved utleie, salg m.m.
Vanlige klær, hjelpemidler som skyldner trenger i sitt yrke eller utdanning og ting som har særlig personlig verdi for skyldner, kan likevel ikke tas utlegg i.
Subsistence rates

Subsistence rates for cases after 1.th of July 2021 (rates before 1.th of July 2021 in parenthesis)
Adults |
Montly rate |
Single |
9 232 kr (8 989 kr) |
Spouses / cohabitants together |
15 634 kr (15 223 kr) |
Spouses / cohabitants individually |
7 817 kr (7 611 kr) |
Children |
Montly rate |
0–5 years (until they turn 6 years) |
2 995 kr (2 877 kr) |
6–10 years |
3 919 kr (3 816 kr) |
11–17 years |
4 948 kr (4 818 kr) |
Are there more than three people in your household? |
Other rates we use in our case processing that will affect the calculation
- Child benefit – The child benefit rate is NOK 1 054,- per month per child (ordinary rate) and it is included as part of your total income (you do not have to document this).
- Child maintenance –
– Income – If you receive child maintenance payments from a parent who does not live with the child, or who has reduced access rights, this will be included in the calculation of your total income.
– Expense – If you do not live with the child and pay child maintenance payments, this will be deemed to be an expense.
Documentation of child maintenance?
If it is handled through NAV, you do not need to document it. If the child maintenance payments are a private arrangement between the two of you, it must be documented.
- Children’s pension – Is also included as part of your total income (you have to document this).
- Access – If you do not live with your child but have access rights.
Enclose the access agreement as documentation. Access is deducted as an expense at the rates stated below.
Do you have more than two children? From and including the third child, we will deduct 20% of the access rate for the third child and for any other additional children.
This only affects the calculation in relation to your dealings with us and has nothing to do with the child maintenance or access agreement.
Scope of access |
The childs's age |
|||
|
0–5 years |
6–10 years |
11–14 years |
15–18 years |
Access class 1 |
267 kr (256) |
354 kr (353) |
467 kr (457) |
536 kr (528) |
Access class 2 |
883 kr (849) |
1172 kr (1167) |
1546 kr (1513) |
1775 kr (1749) |
Access class 3 |
1232 kr (1185) |
1635 kr (1629) |
2157 kr (2111) |
2476 kr (2440) |
Access class 4 |
1546 kr (1487) |
2053 kr (2045) |
2708 kr (2650) |
3109 kr (3063) |