Et formuesgode kan være fast eiendom (som for eksempel huset, hytte, tomt m.m.), bankkonti, verdipapir, bil, båt eller annet verdifullt løsøre som kan omgjøres til penger ved utleie, salg m.m.
Vanlige klær, hjelpemidler som skyldner trenger i sitt yrke eller utdanning og ting som har særlig personlig verdi for skyldner, kan likevel ikke tas utlegg i.
Subsistence rates

Subsistence rates for cases after 1.th of July 2020 (rates before 1.th of July 2020 in parenthesis)
Adults |
Montly rate |
Single |
8 989 kr (8 874 kr) |
Spouses / cohabitants together |
15 223 kr (15 028 kr) |
Spouses / cohabitants individually |
7 611 kr (7 513 kr) |
Children |
Montly rate |
0–5 years (until they turn 6 years) |
2 877 kr (2 840 kr) |
6–10 years |
3 816 kr (3 767 kr) |
11–17 years |
4 818 kr (4 756 kr) |
Are there more than three people in your household? |
Other rates we use in our case processing that will affect the calculation
- Child benefit – The child benefit rate is NOK 1 054,- per month per child (ordinary rate) and it is included as part of your total income (you do not have to document this).
- Child maintenance –
– Income – If you receive child maintenance payments from a parent who does not live with the child, or who has reduced access rights, this will be included in the calculation of your total income.
– Expense – If you do not live with the child and pay child maintenance payments, this will be deemed to be an expense.
Documentation of child maintenance?
If it is handled through NAV, you do not need to document it. If the child maintenance payments are a private arrangement between the two of you, it must be documented.
- Children’s pension – Is also included as part of your total income (you have to document this).
- Access – If you do not live with your child but have access rights.
Enclose the access agreement as documentation. Access is deducted as an expense at the rates stated below.
Do you have more than two children? From and including the third child, we will deduct 20% of the access rate for the third child and for any other additional children.
This only affects the calculation in relation to your dealings with us and has nothing to do with the child maintenance or access agreement.
Scope of access |
The childs's age |
|||
|
0–5 years |
6–10 years |
11–14 years |
15–18 years |
Access class 1 |
256 kr (219) |
353 kr (318) |
457 kr (400) |
528 kr (460) |
Access class 2 |
849 kr (727) |
1167 kr (1052) |
1513 kr (1323) |
1749 kr (1525) |
Access class 3 |
1185 kr (1014) |
1629 kr (1468) |
2111 kr (1846) |
2440 kr (2127) |
Access class 4 |
1487 kr (1273) |
2045 kr (1843) |
2650 kr (2317) |
3063 kr (2670) |