Et formuesgode kan være fast eiendom (som for eksempel huset, hytte, tomt m.m.), bankkonti, verdipapir, bil, båt eller annet verdifullt løsøre som kan omgjøres til penger ved utleie, salg m.m.
Vanlige klær, hjelpemidler som skyldner trenger i sitt yrke eller utdanning og ting som har særlig personlig verdi for skyldner, kan likevel ikke tas utlegg i.
Student debts (student loans) - permanently transferred
How will the claim be collected?
Voluntary collection
1. Invoice
2. Notice of legal enforcement of claim
Legal enforcement
3. Notice of attachment proceedings
4. Attachment proceedings
Your options
If you are in default of your student loan for more than three years, the loan can be permanently transferred to us. We then take over the collection and administration of your student loan, which means that you will only deal with us.
When we permanently take over your student loan, you lose all your rights in the Norwegian State Educational Loan Fund.
Before the loan is permanently transferred, you will receive both a warning letter and a letter informing you about the transfer of the debt from the Norwegian State Educational Loan Fund.
Relevant legal authority
- claim for repayment of educational support, cf. the Act on Financial Support for Students Section 11, cf. the Enforcement of Claims Act Section 7-2 letter e
- the Act on Financial Support for Students Section 12